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Rotolo Karch Law – NJ Workers’ Compensation Lawyers

Victor A. Rotolo, Esq.

Partner, Rotolo Karch Law

Christian Merlino, Esq.

Attorney, Rotolo Karch Law

Experienced NJ Workers’ Compensation Lawyer Services

With over 30 years of experience, the NJ Workers’ Compensation Lawyers at Rotolo Karch Law, led by Victor Rotolo, are well equipped to obtain the benefits you deserve for your injuries. Facing a loss of income and mounting medical benefits as a result of a work-related injury can be a stressful time. You need a team of experienced and trusted lawyers to handle your NJ Workers’ Compensation claim from beginning to end to ensure that you receive the compensation you deserve.

NJ Workers’ Compensation Lawyers Help You Understand Your Rights When Injured On the Job

If you are suffering from a job-related injury or illness, it is important to know your rights under the NJ Workers’ Compensation Laws. Medical costs and the potential loss of income resulting from your illness or injury can be financially devastating. Workers’ Compensation laws offer protection for just these occasions. Sometimes, however, Workers’ Compensation claims get denied. This leaves you with escalating medical costs at a time when you’re also faced with reduced or lost wages. A NJ Workers’ Compensation lawyer can help you in this financially difficult time. Rotolo Karch Law’s experienced Workers’ Compensation lawyers will fight for your rights and work to make sure you get the compensation and benefits you are due.

Workers’ Compensation Defined

Workers’ Compensation insurance covers wages and medical expenses of employees injured on the job or who are suffering from a job-related illness. This insurance coverage first became mandatory under the law in 1911. While all 50 states now have some version of Workers’ Compensation laws, the specific terms may vary state-by-state; however, the one constant is that it must be determined that your injury or illness is a direct result of your job before Workers’ Compensation benefits will kick in.

New Jersey’s Workers’ Compensation laws require every employee to be covered by Workers’ Compensation Insurance or an equivalent federal insurance policy. Workers’ Compensation insurance is paid in full by employers; employees are not required to make any contribution toward their coverage, unlike with health insurance.

Filing A Claim Under Worker’s Compensation

If you get sick or injured as a direct result of your job, you must file a Workers’ Compensation claim with your employer or their insurance company. The claim gets reviewed to determine whether or not your injury or illness was, in fact, directly caused by your job. When you file a Workers’ Compensation claim, you are no longer able to sue your company for any damages incurred as a result of your illness or injury.

Once a Workers’ Compensation claim has been accepted, the benefits should cover related medical costs and wages, or at least a portion of what you would have earned during your recovery. This insurance also would pay permanent disability if you suffer a debilitating illness or injury and death benefits to your dependants if the job-related illness or injury ultimately led to your death.

New Jersey Workers’ Compensation laws require a seven-day waiting period before you can collect benefits from the insurance. This waiting period includes weekends and holidays. At the end of the seven-day period, Workers’ Compensation benefits will be paid retroactive to the date of injury.

New Jersey Workers’ Compensation laws require a seven-day waiting period before you can collect benefits from the insurance. This waiting period includes weekends and holidays. At the end of the seven-day period, Workers’ Compensation benefits will be paid retroactive to the date of injury.

What’s Excluded from Workers’ Compensation Benefits?

Under Workers Compensation insurance, most employees are entitled to receive benefits for medical bills and lost wages resulting from on-the-job injuries whether or not the injury was your fault. However, there are several actions which would result in you being ineligible to receive Workers’ Compensation benefits, including actions that were:

  • an attempt to injure another employee;
  • deliberate violation of your company’s safety policies;
  • self-induced or intentional; or
  • the result of intoxication by alcohol or drug use.

Independent contractors and volunteers are not protected under Workers’ Compensation Insurance. Your option if you are injured or become ill while working in one of these capacities is to file a personal injury lawsuit.

When Your Workers’ Compensation Claim Is Denied

Sometimes Workers’ Compensation claims get denied even when the particulars of the case fit the criteria as determined by law. If this should happen to you, you have the right to appeal. Appeals are heard and determined by a Workers’ Compensation Law judge.

Discuss Your Case With A NJ Workers’ Compensation Lawyer 

When an injury or illness is the direct result of your job, you want to be sure your rights are fully protected under New Jersey’s Workers’ Compensation laws. Rotolo Karch Law’s attorneys are skilled and experienced in handling Workers’ Compensation and Personal Injury claims. If you believe you have been wrongly denied your Workers’ Compensation benefits, call Rotolo Karch Law today to discuss the specifics of your case with one of our qualified attorneys.

Rotolo Karch Law Blogs

Rotolo Karch Law publishes a monthly blog dealing with Personal Injury, including injuries suffered in the workplace. Recent examples of that blog follow.

New Jersey Injury Lawyers’ Blog (www.newjerseyinjurylawyersblog.com)

 

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